{"id":11078,"date":"2025-02-21T15:50:05","date_gmt":"2025-02-21T10:20:05","guid":{"rendered":"https:\/\/aazadkalam.com\/?p=11078"},"modified":"2025-02-21T15:50:05","modified_gmt":"2025-02-21T10:20:05","slug":"investment-in-fd-%e0%a4%ac%e0%a5%88%e0%a4%82%e0%a4%95-%e0%a4%af%e0%a4%be-%e0%a4%aa%e0%a5%8b%e0%a4%b8%e0%a5%8d%e0%a4%9f-%e0%a4%91%e0%a4%ab%e0%a4%bf%e0%a4%b8-%e0%a4%95%e0%a4%b9%e0%a4%be%e0%a4%82","status":"publish","type":"post","link":"https:\/\/aazadkalam.com\/archives\/11078","title":{"rendered":"Investment in FD: \u092c\u0948\u0902\u0915 \u092f\u093e \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938, \u0915\u0939\u093e\u0902 \u092e\u093f\u0932\u0947\u0917\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u092c\u094d\u092f\u093e\u091c?"},"content":{"rendered":"
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Investment in FD<\/strong>: \u0938\u094d\u091f\u0949\u0915 \u092e\u093e\u0930\u094d\u0915\u0947\u091f \u0914\u0930 \u092e\u094d\u092f\u0942\u091a\u0941\u0905\u0932 \u092b\u0902\u0921 \u0915\u0947 \u0907\u0938 \u0926\u094c\u0930 \u092e\u0947\u0902 \u092d\u0940 \u092d\u093e\u0930\u0924 \u0915\u0947 \u0905\u0927\u093f\u0915\u0924\u0930 \u0932\u094b\u0917 \u092b\u093f\u0915\u094d\u0938\u094d\u0921<\/a> \u0921\u093f\u092a\u0949\u091c\u093f\u091f (FD) \u0915\u094b \u0938\u092c\u0938\u0947 \u0938\u0941\u0930\u0915\u094d\u0937\u093f\u0924 \u0928\u093f\u0935\u0947\u0936 \u092e\u093e\u0928\u0924\u0947 \u0939\u0948\u0902\u0964 \u092a\u093f\u091b\u0932\u0947 \u0915\u0941\u091b \u092e\u0939\u0940\u0928\u094b\u0902 \u0938\u0947 \u092d\u093e\u0930\u0924\u0940\u092f \u0936\u0947\u092f\u0930 \u092c\u093e\u091c\u093e\u0930 \u092e\u0947\u0902 \u092d\u093e\u0930\u0940 \u0917\u093f\u0930\u093e\u0935\u091f \u0926\u0947\u0916\u0928\u0947 \u0915\u094b \u092e\u093f\u0932\u0940 \u0939\u0948, \u091c\u093f\u0938\u0938\u0947 \u0906\u092e \u0928\u093f\u0935\u0947\u0936\u0915\u094b\u0902 \u0915\u0940 \u0930\u093e\u0924\u094b\u0902 \u0915\u0940 \u0928\u0940\u0902\u0926 \u0909\u0921\u093c \u0917\u0908 \u0939\u0948\u0964 \u0907\u0938 \u0905\u0938\u094d\u0925\u093f\u0930\u0924\u093e \u0915\u0947 \u092c\u0940\u091a \u0928\u093f\u0935\u0947\u0936\u0915 \u090f\u0915 \u092c\u093e\u0930 \u092b\u093f\u0930 \u092c\u0948\u0902\u0915 \u090f\u092b\u0921\u0940 (Bank FD) \u0915\u0940 \u0913\u0930 \u0930\u0941\u0916 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902\u0964<\/p>\n

\u0926\u0947\u0936 \u0915\u0947 \u0938\u092d\u0940 \u092a\u094d\u0930\u092e\u0941\u0916 \u0938\u0930\u0915\u093e\u0930\u0940 \u0914\u0930 \u0928\u093f\u091c\u0940 \u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0947 \u0938\u093e\u0925-\u0938\u093e\u0925 \u0921\u093e\u0915\u0918\u0930 (Post Office) \u092d\u0940 FD \u092a\u0930 \u0936\u093e\u0928\u0926\u093e\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0964 \u0910\u0938\u0947 \u092e\u0947\u0902 \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0935\u093e\u0932 \u092f\u0939 \u0939\u0948 \u0915\u093f \u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (SBI) \u0914\u0930 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0938\u0947 \u0915\u0939\u093e\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u093e \u091c\u094d\u092f\u093e\u0926\u093e \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926 \u0930\u0939\u0947\u0917\u093e? \u0906\u0907\u090f \u091c\u093e\u0928\u0924\u0947 \u0939\u0948\u0902 \u0926\u094b\u0928\u094b\u0902 \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e\u0964<\/p>\n

\u0938\u094d\u091f\u0947\u091f \u092c\u0948\u0902\u0915 \u0911\u092b \u0907\u0902\u0921\u093f\u092f\u093e (SBI) \u0915\u0940 FD \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902<\/h2>\n

\u092d\u093e\u0930\u0924 \u0915\u093e \u0938\u092c\u0938\u0947 \u092c\u0921\u093c\u093e \u0938\u0930\u0915\u093e\u0930\u0940 \u092c\u0948\u0902\u0915 SBI (State Bank of India) \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b 3.50% \u0938\u0947 \u0932\u0947\u0915\u0930 7.25% \u0924\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0964 \u0905\u0932\u0917-\u0905\u0932\u0917 \u0905\u0935\u0927\u093f \u0915\u0947 \u0932\u093f\u090f SBI \u0915\u0940 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0907\u0938 \u092a\u094d\u0930\u0915\u093e\u0930 \u0939\u0948\u0902:<\/p>\n\n\n\n\n\n\n\n\n\n
FD \u0905\u0935\u0927\u093f<\/th>\n\u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u0938\u093e\u092e\u093e\u0928\u094d\u092f \u0917\u094d\u0930\u093e\u0939\u0915)<\/th>\n\u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u0938\u0940\u0928\u093f\u092f\u0930 \u0938\u093f\u091f\u0940\u091c\u0928)<\/th>\n<\/tr>\n<\/thead>\n
1 \u0938\u093e\u0932<\/td>\n6.80%<\/td>\n7.30%<\/td>\n<\/tr>\n
2 \u0938\u093e\u0932<\/td>\n7.00%<\/td>\n7.50%<\/td>\n<\/tr>\n
3 \u0938\u093e\u0932<\/td>\n6.75%<\/td>\n7.25%<\/td>\n<\/tr>\n
4 \u0938\u093e\u0932<\/td>\n6.75%<\/td>\n7.25%<\/td>\n<\/tr>\n
5 \u0938\u093e\u0932<\/td>\n6.50%<\/td>\n7.00%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud83d\udc49 \u0938\u0940\u0928\u093f\u092f\u0930 \u0938\u093f\u091f\u0940\u091c\u0928 \u0915\u094b 0.50% \u091c\u094d\u092f\u093e\u0926\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e \u0939\u0948\u0964
\ud83d\udc49 FD \u092a\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u0938\u092e\u092f-\u0938\u092e\u092f \u092a\u0930 \u092c\u0926\u0932\u0924\u0940 \u0930\u0939\u0924\u0940 \u0939\u0948\u0902\u0964<\/p>\n

\"Investment<\/p>\n

\u0921\u093e\u0915\u0918\u0930 (Post Office) \u092e\u0947\u0902 FD \u092a\u0930 \u0915\u093f\u0924\u0928\u093e \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932 \u0930\u0939\u093e \u0939\u0948?<\/h3>\n

\u092c\u0948\u0902\u0915\u094b\u0902 \u0915\u0940 \u0924\u0930\u0939 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092d\u0940 \u0905\u092a\u0928\u0947 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u094b FD \u092f\u093e\u0928\u0940 \u091f\u0930\u094d\u092e \u0921\u093f\u092a\u0949\u091c\u093f\u091f (TD) \u0915\u0940 \u0938\u0941\u0935\u093f\u0927\u093e \u0926\u0947\u0924\u093e \u0939\u0948\u0964 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u090f\u092b\u0921\u0940 1 \u0938\u093e\u0932 \u0938\u0947 5 \u0938\u093e\u0932 \u0924\u0915 \u0915\u0947 \u0932\u093f\u090f \u0915\u0930\u093e\u0908 \u091c\u093e \u0938\u0915\u0924\u0940 \u0939\u0948\u0964<\/p>\n\n\n\n\n\n\n\n\n
FD \u0905\u0935\u0927\u093f<\/th>\n\u092c\u094d\u092f\u093e\u091c \u0926\u0930 (\u0938\u092d\u0940 \u0917\u094d\u0930\u093e\u0939\u0915\u094b\u0902 \u0915\u0947 \u0932\u093f\u090f)<\/th>\n<\/tr>\n<\/thead>\n
1 \u0938\u093e\u0932<\/td>\n6.90%<\/td>\n<\/tr>\n
2 \u0938\u093e\u0932<\/td>\n7.00%<\/td>\n<\/tr>\n
3 \u0938\u093e\u0932<\/td>\n7.10%<\/td>\n<\/tr>\n
5 \u0938\u093e\u0932<\/td>\n7.50%<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud83d\udc49 \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0938\u0940\u0928\u093f\u092f\u0930 \u0938\u093f\u091f\u0940\u091c\u0928 \u0915\u094b \u0915\u094b\u0908 \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 \u092c\u094d\u092f\u093e\u091c \u0928\u0939\u0940\u0902 \u092e\u093f\u0932\u0924\u093e\u0964
\ud83d\udc49 5 \u0938\u093e\u0932 \u0915\u0940 FD \u092a\u0930 \u0907\u0928\u0915\u092e \u091f\u0948\u0915\u094d\u0938 \u092e\u0947\u0902 \u091b\u0942\u091f \u092e\u093f\u0932\u0924\u0940 \u0939\u0948\u0964<\/p>\n

SBI vs Post Office FD: \u0915\u094c\u0928 \u091c\u094d\u092f\u093e\u0926\u093e \u092b\u093e\u092f\u0926\u0947\u092e\u0902\u0926?<\/h3>\n

\u0905\u0917\u0930 \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u094b\u0902 \u0915\u0940 \u0924\u0941\u0932\u0928\u093e \u0915\u0940 \u091c\u093e\u090f \u0924\u094b \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 1, 3 \u0914\u0930 5 \u0938\u093e\u0932 \u0915\u0940 FD \u092a\u0930 \u091c\u094d\u092f\u093e\u0926\u093e \u092c\u094d\u092f\u093e\u091c \u0926\u0947 \u0930\u0939\u093e \u0939\u0948\u0964 \u0939\u093e\u0932\u093e\u0902\u0915\u093f, \u092c\u0948\u0902\u0915 FD \u092e\u0947\u0902 \u0938\u0940\u0928\u093f\u092f\u0930 \u0938\u093f\u091f\u0940\u091c\u0928 \u0915\u094b \u0905\u0924\u093f\u0930\u093f\u0915\u094d\u0924 0.50% \u092c\u094d\u092f\u093e\u091c \u092e\u093f\u0932\u0924\u093e \u0939\u0948, \u091c\u094b \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092e\u0947\u0902 \u0928\u0939\u0940\u0902 \u0926\u093f\u092f\u093e \u091c\u093e\u0924\u093e\u0964<\/p>\n\n\n\n\n\n\n\n\n
\u0905\u0935\u0927\u093f<\/th>\nSBI \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/th>\n\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u092c\u094d\u092f\u093e\u091c \u0926\u0930<\/th>\n\u0915\u094c\u0928 \u092c\u0947\u0939\u0924\u0930?<\/th>\n<\/tr>\n<\/thead>\n
1 \u0938\u093e\u0932<\/td>\n6.80%<\/td>\n6.90%<\/td>\n\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938<\/td>\n<\/tr>\n
2 \u0938\u093e\u0932<\/td>\n7.00%<\/td>\n7.00%<\/td>\n\u0926\u094b\u0928\u094b\u0902 \u0938\u092e\u093e\u0928<\/td>\n<\/tr>\n
3 \u0938\u093e\u0932<\/td>\n6.75%<\/td>\n7.10%<\/td>\n\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938<\/td>\n<\/tr>\n
5 \u0938\u093e\u0932<\/td>\n6.50%<\/td>\n7.50%<\/td>\n\u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n

\ud83d\udc49 \u0938\u0940\u0928\u093f\u092f\u0930 \u0938\u093f\u091f\u0940\u091c\u0928 \u0915\u0947 \u0932\u093f\u090f SBI \u092c\u0947\u0939\u0924\u0930 \u0935\u093f\u0915\u0932\u094d\u092a \u0939\u094b \u0938\u0915\u0924\u093e \u0939\u0948\u0964
\ud83d\udc49 \u0905\u0917\u0930 \u0906\u092a \u0932\u0949\u0928\u094d\u0917 \u091f\u0930\u094d\u092e (5 \u0938\u093e\u0932) \u0915\u0947 \u0932\u093f\u090f \u0928\u093f\u0935\u0947\u0936 \u0915\u0930 \u0930\u0939\u0947 \u0939\u0948\u0902, \u0924\u094b \u092a\u094b\u0938\u094d\u091f \u0911\u092b\u093f\u0938 \u0905\u0927\u093f\u0915 \u092c\u094d\u092f\u093e\u091c \u0926\u0947\u0924\u093e \u0939\u0948\u0964<\/p>\n

FD \u092e\u0947\u0902 \u0928\u093f\u0935\u0947\u0936 \u0915\u0930\u0928\u0947 \u0938\u0947 \u092a\u0939\u0932\u0947 \u0927\u094d\u092f\u093e\u0928 \u0930\u0916\u0928\u0947 \u092f\u094b\u0917\u094d\u092f \u092c\u093e\u0924\u0947\u0902<\/h3>\n

1. \u092c\u094d\u092f\u093e\u091c \u0926\u0930\u0947\u0902 \u092c\u0926\u0932 \u0938\u0915\u0924\u0940 \u0939\u0948\u0902<\/h4>\n